Secrets to Success With Financial Education – Part 1 – Education Definition

For most people financial success means having the freedom to live their own lifestyle and spending more time with their family and friends. Not in 10 years or 5 years time, but now. The hardest part in that equation is achieving financial success. If you like the idea of someone else taking responsibility for your financial success then go and see a financial adviser although it’s unlikely they will provide you with the same definition of financial success that you had in mind.The resources available to most financial advisers are limited to traditional investments and we all know what happened to those over the last couple of years. If you’re looking for the financial success that’s outside a financial adviser’s vocabulary then you need to take responsibility of your own financial education. So what are the secrets to success with financial education?To answer that let’s first look at the components of traditional financial education. The 3 basic components are short term, medium term and long term financial education and knowing what you should be doing in each of those time frames to achieve your financial success.Short term education will traditionally include looking at your income and expenses, perhaps preparing a budget, tax planning to minimise any taxes you pay, and protecting your assets, family and yourself through appropriate insurance. Medium term financial education is going to focus on things like planning for your children’s education, next car and perhaps even your next overseas holiday.Long term financial education is going to focus on your retirement. When and how you are going to get there and what resources or investments you are going to use to get there.That’s the traditional financial education path your financial adviser will take you down and that’s fine if your definition of financial success is the same as his.But, if you want the kind of financial success that provides the lifestyle and freedom you seek then clearly you need to change something. You need to take control and responsibility for your own financial decisions and success through financial education. Your financial education therefore needs to focus on your short term picture and this is in 2 parts.For a start you need to become self employed, so that’s where the first part of your education begins. Have you ever seen an employed person living the lifestyle they want? Taking whatever time they want to spend with the kids or travel on holidays? It doesn’t happen. If you’re already self employed and not achieving your goals then possibly you are in the wrong business and need to change.Your aim or task is to educate yourself through research on finding a business where you are self employed and a business with the potential to generate an income that will provide the lifestyle and freedom you seek. This article is not the place to tell you what that business should be as everyone has different backgrounds, skills and resources but there are countless opportunities out there and it’s up to you to find the right one. I wouldn’t ask your financial adviser either, he’ll be more focused on your long term picture. The second part of the Secrets to Success through Financial Education will look at the education you need to make the right investment decisions to change your lifestyle now.

Power of Childbirth Choices – Education and Information – Education Definition

Childbirth professionals, birthing networks, birth professionals, natural childbirth advocates…are all names used to describe the growing community actively advocating for childbirth as a normal healthy part of a woman’s life cycle. Through the use of childbirth education, this community’s life goal is to empower women to make informed choices around their pregnancy and delivery options using evidence-based research as the foundation.As a member of this growing community, I am often caught between what I view as two worlds. My reality, in which I am childbirth professional certified in childbirth education, perinatal fitness, and a breastfeeding peer counselor trainer. Then there is the other real world, where my work in a community-based agency allows me to witness the politics of being pregnant and giving birth in the “inner city.”I listen to my professional daytime colleagues express opinions indicating that what we birth advocates do is ‘cute’, but distracting to the bigger picture, their picture. They ask if our services are free, as if we shouldn’t dare dream of earning a living this way. They even sometimes dismiss our credentials with statements such as, Yes, what you do is nice, but clients prefer to have someone qualified with them.”, when they talk about providing quality education.To be fair let’s examine the flip side of the coin. The same people who I treasure for their insightfulness and dedication to mothers and their families can sometimes be overwhelming with their crusade. Exaggerations are made about obstetricians and the quality of hospital births and bashing sometimes becomes part of the circle of sharing.What is childbirth education and why is it important?The definition of childbirth education can be as varied as there are education modalities. Although definitions can vary among educators and or certification institutions… it can be simply defined as follows:Childbirth Education Classes prepare a woman for the experience of pregnancy, labor, and delivery. Through the use of a series of classes a woman is educated on the anatomy, physiological changes, nutrition, risks and benefits of medical interventions, pain coping strategies, cesarean risk reduction, and breastfeeding. Some educators are also taught to encourage women to recognize and use their innate abilities and intuition to birth.Did you know the Healthy People 2010 update section 16:7 directly addresses childbirth education? The Healthy People 2010, a set of health objectives designed to guide health professionals in achieving improved health results for Americans over the first decade of the new century, speaks to the importance of improving maternal, infant and child health in this quote:Section 16:7As part of comprehensive prenatal care, a formal series of prepared childbirth classes conducted by a certified childbirth educator is recommended for all women by the Expert Panel on the Content of Prenatal Care.[49] These classes can help reduce women’s pain [50] and anxiety [51] as they approach childbirth, making delivery a more pleasant experience and preparing women for what they will face as they give birth. A full series of sessions is recommended for women who have never attended. A refresher series of one or two classes is recommended for women who attended during a previous pregnancy. At a minimum, the childbirth classes should include information regarding the physiology of labor and birth, exercises and self-help techniques for labor, the role of support persons, family roles and adjustments, and preferences for care during labor and birth. The classes also should include an opportunity for the mother and her partner to have questions answered about providers, prenatal care, and other relevant issues, as well as to receive information regarding birth settings and cesarean childbirth. Attendance is recommended during the third trimester of pregnancy so that information learned will be used relatively soon after presentation. Classes should begin at the 31st or 32nd week and be completed no later than 38 weeks. The refresher class should be completed at any time between 36 and 38 weeks.This recommendation is important and should be highlighted by all advocates and prenatal care providers. It validates the need for childbirth education as a routine part of comprehensive women’s prenatal healthcare. Independent childbirth educators are an excellent choice for women who want to receive unbiased information not driven by hospital policy and procedures. For those educators whose work does come under the parameters of organizations’ policy and procedures, they must remember their main function is to work for the betterment of their client “the expectant mother”. In evaluating the quality of childbirth education classes, the curriculum should be consumer focused and the materials and information presented should be honest and forthcoming in presenting the risks vs. benefits based on evidence-based research.What is the bottom line?We live in a fast paced society, particularly here in the New York metropolitan region. As a result, many consumers are requesting shorter classes and fewer sessions. It is our responsibility as birthing advocates to give them quality services, and if this means an increase in the quantity of time we devote to instruction then that’s a responsibility we need to meet. Many online classes and weekend intensives are now replacing traditional 6 week plus classes. This new trend is essentially depriving women of the support that is traditionally found in longer face-to-face settings. Although the Healthy People 2010 statement does not specifically spell out what a full series of classes consists of, one can intelligently conclude that based on the amount of recommended information to be covered a realistic time allotment is needed for the human mind to receive, accept and digest.As childbirth professionals we need to continually refer back to the evidence-based literature around childbirth which includes research findings which can be found online (at sites such as Childbirth Connection (formerly the Maternity Center), the Coalition to
Improve Maternity Services and the World Health Organization (WHO) to name a few).
The Expert Panel on the Content of Prenatal Care has officially validated the value of childbirth education classes essentially confirming what we know anecdotally. It is now our responsibility to know what that truth is and speak it boldly to our clients. The truth about pregnancy is that childbirth education classes should be a routine part of every woman’s comprehensive prenatal care. Recognizing that every pregnancy and birth is unique, for the woman who has delivered before a refresher course would update her on her options and also allow her and her support person to ask related questions. These two scenarios are examples of knowledge as power because they create an opportunity for the mother to be educated and as a result make decisions that are best for her and her baby.This article is a product of Just Us Women Productions.

Education Loan Consolidation – Finding The Best Repayment Option – Education Definition

Apart from getting married or passing the bar exam, graduation is a major achievement in any person’s life, but it does mean repayment on all of the loans you have received during your college years.  If you land a good job, you may not need to worry about how you are going to make your monthly loan payments, but there are many who cannot afford to pay their student loans.For those of you who are worried about repaying your student loans, there is a solution.  It is called an Education Loan Consolidation.  Read on to learn more.Don’t panic!  Student loans are not required to be paid for at least six months after graduation.  This is known as a grace period, so you have this time to look for a job to help you repay your loans.  After the six months, you will need to make your monthly payments.  If you do not pay your payment on time, you will incur additional interest charges and some penalties.  This is also important for maintaining a strong credit score.  If you are unable to find a job during this time or to make your scheduled payments, you should look into an education loan consolidation program.  It can definitely help to ease the financial burden.Most students have multiple student loans.  These loans can be combined into one with education loan consolidation.  The benefits of a student loan consolidation are you have one monthly payment, interest rate and lender.  This definitely helps to manage your finances.Education loan consolidation has two options for student loan payment.  One option is the deferment and the other is called forbearance.  The deferment option provides you with a two year grace period.  If you have serious financial problems, the forbearance option allows you to delay making payments for six months at a time.  There is no limit to the number of times it can be used.  Education loan consolidation is definitely the best way to help you pay off those student loans.

Common Educational Philosophies, an Overview For HomeSchoolers – Part 1 – Education Definition

When I started homeschooling over twelve years ago, I was so wet-behind-the-ears when it came to any formal understanding of the whole teaching process that I was not even aware that there were common educational philosophies carving the end results of what was being delivered by teachers and instructors. About a year or so into the homeschool journey, I overcame my ignorance by reading summaries, definitions, and outlines of four common educational philosophies influencing education – Perennialism, Progressivism, Existentialism, and Essentialism. The most common homeschool teaching methods (or styles) include components of these four common educational philosophies, or “thought-processes”.Hooby dooby what-y? Yes, exactly. I said the same thing. Then, I dug a little deeper for clarity. I’ll break it down in simple layman’s terms, so all of us novices can chew, digest, and understand.First, a simple summation of “What is an educational philosophy” is this – Educational philosophies represent the underlying thought processes or theories about what encompasses an education. It also addresses what concepts, ideas, facts, etc. that the teaching materials should cover within the course of study. Ask yourself this – What defines a good education? What defines a quality education? An educational philosophy would address these questions by giving definition to what constitutes a good education.Let’s start with Essentialism. This philosophy, in a nutshell, would assume that there is a certain list of knowledge characteristics to be mastered in order for the student to be considered educated. Perhaps a standard list of subjects, concepts, or drills to learn and master would be mandated. This philosophy has emphasis on the “essential” things to be learned, or the “basics”. Some would phrase this philosophy as “back to the basics” or “traditional”. Essentialism concentrates on the “information” and is focused on subjects. Someone that teaches with this thought process might tell his students that the key to a successful education is proper or sufficient “information”.Essentialism and many other educational philosophies are relevant in today’s homeschool curriculum. This brief overview should serve only as a springboard to getting familiar with common educational philosophies as there are several others to be introduced before having a “general” understanding. Please continue with Part 2 of this overview for completion.

Accounting Continuing Education – Useful Information For Accountants – Education Definition

Accounting continuing education calls for a large range of training programs in accounting sub-disciplines (some of these disciplines are: taxation, financial accounting, government or nonprofit accounting). Once an accounting graduate has his diploma and starts his profession in the public or private sector, he may be willing to improve his career opportunities. Accountants who want to develop their profession must follow a succession of training courses. In order to pass the exams and to obtain the certifications this evaluation system has developed, nowadays accountants definitely need a gradual completion of their expertise. Check the next guidelines about accounting continuing education:Competition Competition is fundamental for this area of activity, too. Accountants have high expectations from their profession. The opportunity of finding a better job and having better profession possibilities will expand with the completion of the programs. Competition can be good for accountants. Professional competition can produce constructive effects on your career. Accounting continuing education is the perfect opportunity to face professional competition successfully.E-learning or distance educational approachThe accounting continuing education began using on-line learning strategies. It is not just a comfortable choice to the usual attendance, but major improvements have been noticed for learners and professors, too. On the opposite there are lots of voices who find more effective the on-campus alternative. You may pick the one that fits you the most, but more fashionable and cost-effective seems to be the on-line technique of study and evaluation.Ongoing demand for professional accountantsThe accounting continuing education will certainly help the labour market. As it as been confirmed before there are major benefits on both sides. Lately there is a noticeable increase in the demand for skilled qualified accountants. The educational system developed the accounting continuing education courses in order to cope with market demands. CPAs (Certified Public Accountants), as an example, after taking the examination, can continue developing their career.CPE, the acronym for Continuing Professional Education is definitely the newest trend in these days superior learning. The online accounting continuing education method has won many students due to the fact that CPE courses and programs are so convenient for graduates who already have started their profession. This type of instructive is incredibly beneficial for students.There are a lot of didactic institutions which offer accounting continuing education programs. Competition is incredibly high on this level too. You have to inform about the offer for this type of education that these educational institutions provide. Choose wisely the program that fits you and make the first step in the direction of a successful profession. The accounting continuing education it ‘s a process which lasts through life and you will permanently have something to study about.

Educating The Flood Affected Nation – Education Definition

The recent catastrophic flood has brought enormous socioeconomic devastation to Pakistan, which includes a figure of more than 15.4 million affected people, a death toll of approximately 1497 with an injured toll of 2054, 2.6 m acres of devastated land and over 300,000 destroyed homes. These statistics are at present just approximates of the actual, which will be presenting a more deplorable picture of the overall scenario. The present actual and approximate data figures will rise exponentially in presence of a non reciprocating attitude of the Government and all the stakeholders.Wherein, much is being said about the economic reconstruction of the affected areas, it is of equally vital importance to rehabilitate the educational infrastructure of the flood affected areas. This article will examine the various possibilities and mechanisms for reconstructing the educational infrastructure in the flood affected areas.Before a model of reconstruction of educational infrastructure is presented, it is strongly emphasized that the decades old philosophy of the influential of these areas for having an illiterate population under their command needs to be discarded and discouraged. It is highlighted that the apparent political reasons for adopting this philosophy are (i) strengthening of favored vote banks and (ii) establishing command over illiterate population in such a way that the masses consider the influential as source of their livings. It is vehemently advocated that a literate population will also be instrumental in not only establishing strengthened vote banks and effectual subordination but also bringing in economic prosperity to both their areas and its influential. Many examples can be derived from countries like Bangladesh, where literacy in rural areas has brought in progressive results at both micro and macro levels. Another aspect raising importance of the schooling in the flood affected areas is the fact that masses of these areas are predominantly living under the shadows of illiterate religious clerics. These clerics in the affected areas are continuously announcing these floods as a punishment from the nature. They are most dangerously endeavoring to convince the affected population that all this has happened due to our policies of being of an allied country. In absence of proper schooling and education, these clerics will manipulate the psychology of specifically the affected youth and the these areas may develop as nurseries of terrorists and suicide bombers.The proposed educational infrastructure, specifically under the current conditionals will be based upon five pivotal pillars namely (i) Physical Infrastructure (ii) Pedagogical Infrastructure (iii) Faculty (iv) Syllabi and (v) Enabling environment. To achieve the objective of entire reconstruction of these five pillars is not a viable option in short term because (i) the educational infrastructure was in conked out condition even before floods and (ii) the present devastation requires concentration in other areas also and hence focusing on just on one area is practically not possible. It is recommended that the entire task of this reconstruction may be divided into phases with each phase as a manageable piece of work having its well defined deliverables and time framework. The first phase may be taken as most imminent and based upon gum and stick ad-hoc settings, which will gradually lead towards more permanent solutions in an incremental fashion. The following few paragraphs will briefly present the gum and stick ad-hoc settingsPhysical Infrastructure, though is most needed but will definitely carry enormous expenditures. In addition, the conditions in most of the areas are presently not allowing any sort of brick and cement work and thus it will be a quite daunting task to built schools in the present environment. Initially,it is recommended that camp school areas may be developed using soft construction material on the same grounds as it was used during the earthquake rehabilitation. Various leading private schools need to be encouraged to join in hands with the concerned authorities and NGOs to built up such a physical infrastructure. These schools can take such a venture as a Social Marketing effort. In addition to the leading private schools, multinationals involved in child care products and projects may also be involved for attaining this objective. They will definitely be getting a significant mileage in terms of visibility and other promotional aspects. For example P&G can contribute by providing fibre sheets printed with logos of Commander Safe Guard or Pampers. At this point, it is highlighted that these companies are already lavishly spending significant portion of their revenues on hoardings & panaflex advertisements. At par with this, a sizeable portion of land may be demarcated by government in each of the affected area for this purpose and the camp schools need to operate in three shifts, each of which may last for not less than three hours. As Winston Churchill once said “We shape our dwellings and afterwards our dwellings shape us”, the development of physical infrastructure of these schools on war footings will cast a profound effect on our future course of action.Pedagogical infrastructure carries equal importance and consists of all the facilities regarding the provision of course content. This infrastructure will consist of (i) Writing boards (iii) Classroom furniture / seating arrangement (iii) books and printed material and (iv) provision of uniforms. With reference to pedagogical infrastructure, it is recommended that rather than having state of art expensive boards, furniture, printed material and uniform, low cost items / donated items may be focused upon in the first phase. Unfortunately, it is a common tendency to develop budgets based upon high cost items, subsequent to which tenders are floated and whatever happens thereafter is known and need not to be further explained. As a nation, a volunteer movement is required, wherein donations in terms of old used furniture items may be requested and then those may be recycled to develop specific school furniture items. Similarly, used paper, old newspapers, magazines, and books may be recycled for having new books and other printed material. In this task, various multinationals may contribute by providing sponsorships for different pedagogical instruments. At present, many of the multinationals are sponsoring various sports events, conferences, exhibitions and seminars. Their deviation from spending on the mentioned events just for one fiscal year will be instrumental in building up our this quite imminent infrastructure.Provision of faculty to these schools is another important area. In this regard, again a volunteer movement is required. The responsibility of provision of faculty may be given to public and private universities. Targets may be given to them and their grants may be linked with the number of faculty members, they are contributing towardsthis cause. These universities can in turn ask their students to perform this faculty responsibility and for this the whole activity may be carefully planned and blended in accordance with the schooling needs of the affected area. Over here our defense forces may again play an instrumental role in provision of the necessary logistics and security arrangements.Developing objective oriented syllabi for primary and secondary education is another important and long awaited deliverable. Focus should now be more upon inducing skillset through the syllabi. Agriculture University Faisalabad has a major role to play in developing basic content, which can equip our students with tips and techniques for progressing agriculture in flood affected areas. This content may be included in the science subject’s curriculum. In addition to this, it is also recommended to include more elective subjects at intermediate level and instead of pronouncing intermediate as F.Sc Pre Medical, F.Sc Pre Engineering or FA, a unified nomenclature of Intermediate need to be adopted.All the above is not attainable without creating an enabling environment, which will entice students residing in these areas to opt for registering in these school camps. Besides provision of stipends, uniforms, and books, there are various other psychological techniques that can stimulate interest in the prospective students of these schools.

Is Higher Education Right for You? – Education Definition

It used to be that having a college degree could land you a job in the majority of career fields. As bachelor’s degrees become more and more common, however, and the competition for jobs grow, a lot of employers are now looking for more advanced and specialized degrees. For some occupations such as medical physicians, specialists and law professionals, you need an advanced degree even for entry level positions. That being said, going for post-graduate studies such as a Master’s degree, MBA, JD, MD or PhD can be costly and time-consuming. You should evaluate your motives for pursuing higher education and see if the pay-off is worth it to you in the long run. Think about the following questions to see if higher education is right for you.What are your career goals and how will higher education help you to get there? It’s important to know specifically what your career goals are in pursuing graduate studies. Due to the tough job market, it’s tempting to go back to school with the expectation that an advanced degree will make it easier to land a job. Unfortunately this isn’t always the case and you will most likely end up with higher debt to pay for the degree, so it’s important to have a real understanding of where you want your advanced degree to lead you.Will graduate school pay off? In some industries, having a graduate degree will make your earning potential significantly higher, while other degrees won’t yield as substantial an increase in pay. Research the types of positions you’ll be looking at to see the rate for undergrad degree versus graduate degree. Make sure to factor in the amount it will cost for you to go to school for the degree to see if the increase in salary is worth the money you’ll spend to attain it. For some it may be worth it to pursue a graduate degree even if the financial rewards aren’t significant, but it’s always best to know the situation before making a decision.Should you go to graduate school immediately after completing your bachelor’s degree? There are reasons for and against going for higher education right after earning your bachelor’s degree. If you know that you definitely want/ need to go to a post-graduate program for the career you want and are in a financial position to continue on with school, you may want to go straight after your bachelor’s. For some people, it’s easier to go to graduate, law or medical school without a break when your study skills are sharp, you don’t have growing obligations and you want to complete your studies sooner so you can focus on your career without having to worry about returning to school one day. On the other hand, waiting a few years before going to graduate school has its benefits. By taking some time off from school to gain real work experience, you’ll be able to make a better judgment of the type of program you want to pursue and have a practical understanding of the field. Work experience will also help you to land a job once you graduate since you’ll at least have some practical entry level experience in the field. In addition, some employers will actually pay for some or all of your graduate expenses and you will already have some financial stability.

Interior Design Education – What It Can Do For You And Your Home – Education Definition

Interior design education is a thing that can help you decorate and design your home in an unique way. In fact, education over the internet has become a true popularity and more people take advantage of attending online classes. Of course, there are also plenty of other possibilities to educate yourself about indoor decorations. You can simply sign up for a local class, program or course where you will be taught more about designing and decorating different rooms in your home.The positive aspect about interior design education is that it is a continues changing industry. You will never reach a point where you can say “I know every there is to know”, because there is no such thing as that. Thanks to the help of continues programs and cheap online classes, you do have the chance to advance your knowledge and expertise in many areas.Why should you choose an education program? First of all, you have to be certain about whether or not you are passionate about designing your own home and more importantly designing the homes of others. In general, indoor decoration and design specialists have a very strong desire to beautify and enhance the home of others. The market offers you the possibility to connect with endless people who share your passion. That alone can contribute to a fulfilling and exciting career path. Think about furnishing homes and decorating home as a way to add more comfort and joy to an environment.Nowadays, many interior design education programs lead to an accredited degree or other form of certification that you can use to be successful in your chosen career. Many home improvement entrepreneurs did nothing more but attended classes in order to gain more knowledge about their passion. In fact, there are already many self employed home improvement gurus who offer home design services.The truth is that the designing niche is a highly paid niche with many possibilities and career ways. You can enter the niche to fulfill your own satisfaction or to help others create their ideal environment and home circumstances. It doesn´t matter which route you choose, but make sure to get involved into a program or interior design education that certainly matches your future goals. In order to get started with an online education program you definitely want to find an accredited university or institution. Degree programs usually last for at least 3-6 months. Make sure to do the proper research and analyses before enrolling into any online based school.

5 Crucial Questions To Ask Yourself When Choosing An Adult Education Degree – Education Definition

Taking a closer look at the current job market all over the world, you would surely wonder how come there is a cornucopia of job offers in the market and yet so many remain jobless for a long time.At present if you will try to understand the current situation of employment as well as the varying opportunities available to the citizens everywhere in the world, you will find out that you only need to get the adult education degree that will give you the most out of your talents and capabilities. Here are a few more things you need to know regarding selection of adult education degrees so that you will eventually achieve your heart’s desires as far as your future and educational attainment is concerned.What’s in getting an adult education degree for you?Know the answers to these questions and you will surely achieve something in your quests for accomplishments and success. First and foremost, the minute you decide to get an education degree, you automatically expose yourself to greater horizons by increasing your chances of penetrating the many prestigious school organizations and institutions.What about in terms of getting lucrative and fulfilling careers?When you finally decide to enroll yourself in a particular education program, make it a point that you will have no doubts or whatsoever about the rewards of years of studying the said program.  Take extra care to get hold of the education degree that will help you if you find yourself ample opportunities that will sooner or later bequeath you with heaps of options.What do you want to become in the future, where would you like to work and what level of income would you want to receive?By doing so, you are already in it setting your own goals for the future. It is alike you are drawing your own blueprint of how you would like to live your life and where and how you would like to live it.Are you searching for a list of career options that could usher you to greater happiness?For one, you can always opt for teaching jobs offshore or online. Or better yet, you may likewise later on infiltrate your preferred institution or school organization and make yourself a part of their administration if not a part of their faculty department.  On the other hand, you may decide to settle for teaching little kids such as those in the pre-school departments by opting for an Early Childhood education program.Are you exploring other options of working away from academic institutions?This would include options to become a Corporate Trainer.  It entails dealing with providing education to members of an organization or company.  If you are up for rubbing elbows with people in the business or corporate strata, then by all means you must make the choice of taking up Corporate Education degree instead. In either way, you will definitely get the satisfaction you long for by carefully studying and meticulously considering all the factors that are essential to achieving success in life.

Education in Our Networked Future – Education Definition

As we enter the Connected Age, our education systems are increasingly falling short. We have carefully crafted and refined the education system, schools, vocational colleges and secular universities, but they are edifices of a different age.There are three reasons why I say so.First, we have moved from a time of information scarcity to information abundance. Today’s challenge is not to access information, but to check its credential and to be able to use it in context. But our prescriptive education is mostly about ‘knowing’ things rather than ‘discovery’. The school system is designed to discourage inventiveness and questioning. The students are still required to write memorized answers rather than Googling the facts and building independent or collaborative coursework.Moreover, the education system today is built as Value Chain systems. The focus is on the Process, and the whole idea is to add value to a student who turns up at the beginning of the semester so that she can meet the end-Semester requirements. But such standardized processes are, by definition, inflexible to accommodate diverse learning preferences of individuals. The mass produced education also discriminates against niche subjects and special interests. This education system fails to meet its societal need – because making accountants out of artists does not sound like a smart idea any more.Finally, today’s learners come to college after seeing a computer at home for their entire lifetime, having their mobile phones since their school days and most, if not all, have their best friends on Facebook or Orkut. They come from the long tail world of endless, special, personal possibilities. So, the college, the classes, the tutorial batches are suddenly very alien to them. The only way education can become meaningful to today’s learners is by connecting back with life.So, at one end, I hear the teachers complaining that students were texting or checking emails on their mobile while the class was on. I sat in a school board meeting to decide whether students should be expelled from the class for using Facebook during the sessions. At the extreme end, there are complaints of abuse, disrespect, physical violence against the teachers. While this may be a symptom of a wider social dysfunction in some cases, these are also indicators that the education does not seem to be delivering value.So, privatise! This is the modern perspective to solve the education problem. Privatize the whole system and watch the magic: suddenly, new shiny computers will transform the classroom and make it a fun place. Modern, ready for Facebook generation. But most efforts in privatisation has not changed the system, they merely tried to improve it. The traditional value chain model was retained. The choice declined, with demands for more profitable courses crowding out the niche ones. The whole system resembled more like a factory, with greater focus on process efficiencies.But an alternative model of education is quietly emerging. This is a model, which one would call a Facilitated User Network. This is different from Value Chain, because, here, value does not reside in the process or the person, it resides in the Network. Like a telecom network, where the network becomes more valuable with each new person connecting to it. Or banks, which recycle deposit as investment, and insurance companies, where one pays into the pool and dips into the pool when in need.In the context of education, think this as a chain of interconnected libraries with peer guidance and expert mentoring, but the learner decides what she wants to learn. The artificial limitations – you can’t enter the class because you are Fifty or did a graduation in Sanskrit – will be gone.If I want to train myself in psychology, I should be able to enroll tomorrow, regardless of my background or age or even physical location. Then, I should be able to access a technology-facilitated learning which will guide me through the essential resources and allow me to do the coursework in the context of my life using the information I had.I would learn to connect up with people across the world with similar interests and persuasion. I shall collaborate, connect and co-discover. That’s what our education system will look like. Soon.